While looking for the right home loan to buy a dream house one may come across a situation when the total amount that one is eligible for is insufficient. It is such situations that one needs to work out ways and means to increase the total eligible amount in order to be able to acquire the right home that one desires. There are several means which if combined can have a significant effect on this total eligible amount for home loans. With careful research and diligent planning one can easily increase his home loan eligibility.