The Government has made some major changes to superannuation and self managed superannuation funds in the May 2012 Budget. In this video watch Grant A

financial planners advise investors to invest in multiple assets such as equity, fixed income and gold as part of their asset allocation. Different asset classes move in different directions over a period of time. Last year, equities lost 25% but gold gained 35%.The use of government co-contributions to fund insurance premiums could be affected by the federal government's financial advice changes