Since we are the Factory, buying directly from the source saves you up to 80% of your money. That is why we guarantee that our prices are the cheapest or otherwise your full money back. We allow 3 business days for processing. The time your item is made, certified, sized and appraised. Each item comes with a certificate of authentication and an appraisal, as well as packaged in a beautiful jewelry box. We offer a 30 day money back guarantee policy, no questions asked.